I currently live on my own I arrived from spending a month in Jamaica yesterday. I bought land at a bargin price as the owner needed a quick sale and I want to build a house on it which is only less than fifteen minutes drive from a beach. The problem is that I dont want to live with my wife who has the cash to build it. She will need to return to Jamaica for couple of years to sort some things out and she doesn't wish to stay with her family out there , also there may be a problem down the line as she has put all the money In for the build if we were to split. The bottom line is I dont want anyone having a hold over me. I could raise money from my property but my repayments are now fixed for the next three years also it would be double the repayment cost If I raised the cash that way which could cause me a problem if the interest rate raises In three years.

What can I do ??