My mum has just sold her house and has a considerable sum of money to place somewhere bearing in mind that the maximum safeguard limit in any one institution is £35,000 at the moment if a bank/ building society was to go bust. What's the best and quickest way for her to place the money in a protected place until she decides whether she is going to give any away to her kids (and hopefully live 7 years to avoid IHT)? The problem is that she is not mobile and cannot visit various places to open accounts easily and just needs a stop gap solution.